If you have car insurance in Rhaleigh and you are involved in an accident, the next step in the process is to file a claim. For those who have never done this before, though, it can be rather complicated and confusing. The insurance company will do their best to walk you through the whole thing, but there are just going to be some things that you do not know since you have not had any experience with it. To help you out, look over the following things that you need to remember.

1. Take Photos of the Accident
The insurance company is going to want proof of the damage to your car. Take photos of both vehicles at the scene of the accident. This way, if the other person goes home and damages their car even more, trying to scam you into paying more for the repairs than was needed, you can show that it was a scam. People have been known to do this in order to make it so that the car was officially totaled when the accident really was not that bad.

2. Diagram the Accident
You also need to draw out a diagram of what happened. This is just going to be a rough sketch so that the insurance company can see where your car was, where the other car came from, and why you hit each other. Make sure to include all streets, traffic lights, signs and anything else that contributed. Some companies will even give you online apps that you can use to do this so that you do not have to draw it out by hand.

Diagram the Accident

3. Make a Note of the Time
The insurance company is going to ask you for the approximate time of the accident. If you make a note of it as soon as it happens, you are able to give them more information than just whether or not it happened that morning or that afternoon.

4. Call As Soon As Possible
Most importantly, you need to call the company right away and tell them what happened. Do not put it off. If you wait too long, they may be able to deny your claim. You want to put in the call to your insurance agent within an hour after the accident, if not sooner. Get them involved so that you can get the payout money that you deserve.

Buying a brand-new car is a thing that almost all people plan ahead. It is generally accepted by many to be something like a rite of passage to maturity. The main reason for this is just that buying...read more

When it comes to choosing your new car there are hundreds of different options, but with the price of insurance increasing steadily, many people are thinking about how much their premium is going to...read more

This is a project winner of the international invitation competition for the construction of the Automobile Museum in Nanjing, designed by Italy-based architecture studio 3GATTI to...read more

The Easter vacation is almost here - have you prepared your car for long journeys? If you have to go to the sea, mountains or other resorts to spend the free days, you do not have to overlook...read more

While many individuals take it for granted, driving is actually exciting and quite liberating. For young motorists, there’s nothing better to look forward to than finally getting out on the road in...read more

The new Alfa Romeo Tonale is currently being launched in the most important European countries. For this occasion, Alfa Romeo has opened a new flagship store in Milan. The...read more

Categories