When it comes to choosing your new car there are hundreds of different options, but with the price of insurance increasing steadily, many people are thinking about how much their premium is going to cost when they buy their car. With this in mind, there are three main things to look out for.

  • One of the biggest factors is the speed of the car. Fast cars are clearly more expensive, so look for vehicles with smaller engines and less power. Be aware that smaller engines might have turbochargers, which could make then quicker than you’d think.
  • The size of the car can also affect the insurance rating, simply because in the event of an accident, it could cause more damage. For this reason, 4x4s, even though they are often quite slow, are expensive to insure.
  • Repair costs following an accident are the final major factor in making a car expensive to insure. The less common the vehicle, or the more costly its parts, the more expensive insurance prices will be.

You can find car insurance quotes Northern Ireland at www.autoline.co.uk; using a broker is a great way of getting a good quote.

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