Skip to main content
Home

Spare Wheel

Main navigation

  • Home
  • Sports cars
  • SUVs
  • Bikes
User account menu
  • Contact

Breadcrumb

  1. Home
  2. Is a Buy Here, Pay Here Dealership Right For Me?

Is a Buy Here, Pay Here Dealership Right For Me?

Buy Here, Pay Here Dealership

Answers to Your Top Questions About These Modern Car Dealerships

Given the shortage of cars on the market, it might seem like it makes more sense to invest in a good pair of walking shoes and a bus pass before shopping for a used car. Especially when you have zero or bad credit. Don’t tighten up your laces just yet, because buy here pay here dealerships have reliable used vehicles for everyone - even you!

What Is a Buy Here, Pay Here Dealership?

Buy here, pay here dealerships offer in-house financing for people with zero or poor credit, but have enough monthly income to make a payment on a used car. They aren’t interested in the nitty gritty of your credit history report, and don’t care if you’ve hit a few financial bumps in the road.

Most buy here, pay here dealerships only require a few items to approve financing for a used car, too. For instance, you might only need a current paycheck stub, proof of residence, and a valid driver’s license, and you could drive off the lot in a nearly new car the very same day you enter the used car lot. 

How Are Buy Here, Pay Here Dealerships Different From Traditional Car Dealerships?

The story behind buy here, pay here dealerships is one-of-a-kind. In the 1970s, the United States was going through a terrible savings and loan crisis. As our economy shifted from manufacturing to a more service-based industry, many Americans lost their jobs and struggled to obtain car financing.

Traditional car dealerships were saddled with used vehicles they couldn’t sell, and more and more Americans were getting denied by banks for auto loans. That’s when buy here, pay here dealerships stepped in to save the day, and said “no” to big banks combing through your credit history and rejecting your credit applications for the smallest reasons.  

Now, Americans everywhere with zero or bad credit qualify for car finance through buy here, pay here dealerships, because of their in-house financing.

Do Buy Here, Pay Here Dealerships Have Quality Cars?

You can absolutely find high-quality buy here, pay here used cars at a reputable dealership. That’s because buy here, pay here dealerships aren’t limited to selling just a few brands, or cars that are only a year or two old. 

As long as a pre-owned vehicle passes a buy here, pay here dealership’s meticulous inspection, it’s ready for you to purchase and take home. From energy-saving compact cars to family-friendly SUVs, a buy here, pay here dealership has the affordable vehicle you need to get on the road.

In fact, you can find affordable used cars at buy here, pay here dealerships that feature top-notch auto technology. Buy a used SUV with an infotainment center, or drive away in a comfortable sedan that has a remote start.

I Heard Buy Here, Pay Here Dealerships Have Terrible Customer Service - Is that True?

If you’re like most Americans, you’ve had an encounter with a shady used car salesperson or two. However, buy here, pay here dealerships are normally small and locally owned. This means you’re more likely to see a friendly and familiar face when you walk into a buy here, pay here dealership.

People who work at buy here, pay here dealerships are just like you, and know it’s hard to maintain a picture-perfect credit score. They’ll listen to your needs and do their best to match you with a used car that suits your needs and your budget. 

Plus, they’ll make payments easy, too. Most buy here, pay here dealerships allow you to make your payment online or through the phone. Though, you might make your salesperson’s day by stopping by in person to have a quick chat while you make your payment. 

There are many happy customers that return to buy here, pay here dealerships to replace a used car they bought from the same dealership years ago, or two buy another car for their family or a new driver.

Is Buy Here, Pay Here Financing Right For Me?

Buy here, pay here in-house financing is for almost everyone! If you have a steady income and can comfortably handle the monthly payment for your used vehicle, you’ll most likely be approved for buy here, pay here car financing. 

However, finding and financing a car is a personal choice, and should never be based on financing approval. Make sure you double-check your budget to be certain you can afford insurance payments, routine maintenance on your vehicle, gas, and all the other monthly bills you need to pay to have a happy and comfortable life.

Buy Here, Pay Here Dealership
Categories
News
Labels
Car Dealerships
Car financing
Compact cars
Compact SUV
spare wheel
By Spare Wheel, 2 May, 2022
  • Add new comment
  • 20 views

The new Mercedes-Benz EQA 250 compact SUV

Mercedes-Benz EQA 250

Mercedes-Benz Cars

Mercedes-Benz EQA

Basically, the 2021 Mercedes-Benz EQA 250 is an electric variant of the GLA compact SUV. There are not many competitors in the class for compact, electric SUVs, but later this year... read more

Citroën C3 Aircross 7-Seater Launches: A Compact SUV Targeting Families with Real Needs

Citroën C3 Aircross 7-Seater

Citroen C3 Aircross

Citroën C3 Aircross 7-Seater

Citroën Adds a 7-Seater to the B-SUV SegmentCitroën has opened orders for the C3 Aircross 7-seater, the first seven-passenger vehicle in the... read more

2024 Kia Seltos SX: Elevating the Compact SUV Experience

2024 Kia Seltos SX

Kia Seltos SX

Kia Seltos

In the ever-evolving world of automotive excellence, the 2024 Kia Seltos SX stands out as a true game-changer. With its recent triumph in the 2023 Affordable SUV... read more

Citroen C3 Aircross: A Stylish and Feature-Packed Compact SUV

Citroen C3 Aircross: A Stylish and Feature-Packed Compact SUV

Citroen C3 Aircross

Compact SUV

Citroen has unveiled the new and improved Citroen C3 Aircross, a compact SUV designed to turn heads and conquer the road. This bold and stylish vehicle combines... read more

The new 2022 Chevrolet Captiva from $21,000

2022 Chevrolet Captiva

Chevrolet Cars

Chevrolet Captiva

Having an SUV that allows you to travel to spectacular places with your family is an excellent decision and investment, but if you are still thinking about acquiring yours and do not... read more

Toyota Yaris at the right price

Toyota Yaris 4 hybrid compact car

Toyota Yaris

Toyota Cars

Toyota is bringing the new TNGA philosophy to the compact segment for the first time. In the new Toyota Yaris, this is done through the use of the new GA-B platform, and the introduction of the... read more

The 2023 Toyota Corolla Cross Hybrid: A Powerful, Efficient, and Stylish Subcompact Crossover

The 2023 Toyota Corolla Cross Hybrid: A Powerful, Efficient, and Stylish Subcompact Crossover

Toyota Corolla

Toyota Corolla Cross

If you’re looking for a subcompact crossover that combines style, performance, efficiency, and value, you might want to check out the ... read more

2025 Nissan Rogue: Conquering City Streets & Off-Road Adventures

2025 Nissan Rogue: Conquering City Streets & Off-Road Adventures

Nissan Rogue

Compact SUV

The 2025 Nissan Rogue is poised to be a leader in the compact SUV segment, offering a compelling blend of adventure-ready capability, tech-... read more

The new Volkswagen T-Roc from 23,800 euros

Volkswagen T-Roc compact crossover SUV

Volkswagen cars

Volkswagen T-Roc

The facelift of the Volkswagen T-Roc brings a refreshed exterior kit, a new signature for the optical blocks, as well as new sets of rims (with a diameter between 16 and 19 inches).... read more

2024 Kia Picanto: The Ultimate City Car for the Modern Driver

2024 Kia Picanto: The Ultimate City Car for the Modern Driver

Kia Picanto

Small cars

If you want a small car that combines style, technology, and practicality at an affordable price, consider checking out the new 2024 Kia Picanto. The Kia Picanto is one of... read more

Honda CR-V Sport-L Hybrid: A New Trim Level for 2024 with Premium Features

Honda CR-V Sport-L Hybrid: A New Trim Level for 2024 with Premium Features

Honda CR-V

Compact SUV

The Honda CR-V is one of the most popular compact SUVs in the market, offering a spacious cabin, a smooth ride, a fuel-efficient hybrid option, and a range of advanced safety and... read more

2025 Acura RDX: Interior and Exterior Upgrades

2025 Acura RDX: Interior and Exterior Upgrades

Acura RDX

2025 Acura RDX

Acura has unveiled the refreshed 2025 RDX, their popular luxury compact SUV. This mid-cycle update promises to elevate the RDX's appeal with sophisticated styling, a... read more

Alfa Romeo's new flagship shop in Milan brings in a reinvented brand image

Alfa Romeo's new flagship shop

Alfa Romeo cars

Alfa Romeo Tonale

The new Alfa Romeo Tonale is currently being launched in the most important European countries. For this occasion, Alfa Romeo has opened a new flagship store in Milan. The... read more

The 2024 Toyota Yaris: A Power Boost, a New Infotainment System, and a Luxurious Interior

2024 Toyota Yaris

Toyota Yaris

Compact cars

The Toyota Yaris is one of the most popular compact cars in the world, with over 8.7 million units sold since its launch in 1999. The Yaris is known for its reliability,... read more

What's New in the 2024 Hyundai Tucson? A Review of the Redesigned Compact SUV

2024 Hyundai Tucson

Hyundai Tucson

Compact SUV

The Hyundai Tucson is one of the most popular compact SUVs in the market, offering a spacious and comfortable cabin, a smooth and efficient ride, and a generous warranty. For 2024, the Tucson gets a... read more

The most compact SUV: Suzuki Jimny

Suzuki Jimny

Suzuki Jimny

Compact SUV

Suzuki announced some styling refreshments to its highly popular Suzuki Jimny compact 4x4 model in the UK. The 2013 model receives a number of exterior and interior design updates... read more

2025 Subaru Crosstrek Pricing Announced: What You Need to Know

2025 Subaru Crosstrek Pricing Announced: What You Need to Know

Subaru Crosstrek

2025 Subaru Crosstrek

Subaru has unveiled the pricing for its 2025 Crosstrek, offering exciting options for buyers looking for a compact SUV with rugged capability. The Crosstrek has long been a favorite... read more

The new Hyundai KONA is a city SUV

The new Hyundai KONA is a city SUV

Hyundai Cars

Hyundai KONA

Hyundai showed off a futuristic design for the next generation of its popular compact SUV, the KONA. It is based on electric vehicles (EVs). The... read more

Jeep Avenger 4xe: The Hybrid SUV That Can Go Anywhere

Jeep Avenger 4xe: The Hybrid SUV That Can Go Anywhere

Jeep Avenger

Hybrid SUV

Jeep Avenger 4xe is the latest addition to the Jeep family, and it promises to deliver more fun, more freedom, and more Avenger. The new model combines a ... read more

The new city SUV: SKODA KAMIQ

The new city SUV: SKODA KAMIQ

Skoda Kamiq

Geneva Motor Show

The expected subcompact SUV from Skoda is already a reality. During these last month we have followed very closely the development of the model that will occupy the top in the SUV family of the... read more

Like us!

Spare Wheel

Popular news

Ford Kuga Hybrid SUV

The new Ford Kuga Hybrid SUV is a Full Hybrid Electric Vehicle

Mercedes-Benz E350 2011

Mercedes-Benz E350 2011 with new safety features

Renault Trafic SpaceClass

The new Renault Trafic Passenger and SpaceClass from 28,200 euros

Volkswagen Taigo

The new Volkswagen Taigo is a Polo-based SUV coupe

Ram 1500 TRX pickup truck

The new Ram 1500 TRX pickup truck with 712hp

Ford Mustang

Your First Race Car: What's the Best for a Beginner?

Cadillac LYRIQ electric SUV

Cadillac LYRIQ electric SUV with 298 miles of range

Top 5 best luxury SUVs over $ 20,000

Top 5 best luxury SUVs over $ 20,000

2024 Toyota Land Cruiser: A Return to the Roots of Off-Road Adventure

2024 Toyota Land Cruiser: A Return to the Roots of Off-Road Adventure

Peugeot 5008 SUV

The new Peugeot 5008 SUV offers space for seven people

Pagination

  • Previous page
  • 3
  • Next page

Friends

»Car Division »Electric cars

Latest news

Geely Galaxy Cruiser

New Geely Galaxy Cruiser: AI Off-Roader Goes Amphibious and Autonomous

BMW R 1300 RT

New BMW R 1300 RT Revealed: ShiftCam Engine, ASA Gearbox, and Touring Features

Ford Puma Gen-E

2025 Ford Puma Gen-E: Compact Electric SUV with Standout Efficiency and Practicality

Toyota Land Cruiser 250

Toyota Launches Land Cruiser "250" Series: New Frame, Diesel Hybrid and Off-Road Capability

2026 Subaru Outback Wilderness

2026 Subaru Outback Wilderness: Full Specs, Features, and Off-Road Upgrades

Opel Grandland Plug-in Hybrid

New Opel Grandland Plug-in Hybrid SUV Review: Long Electric Range, Low Emissions

Nissan Frontier

Nissan Frontier: 310 Horsepower, 6,720 lbs Towing, Made in USA Under $31K

The new Renault Espace: The Most Efficient Family Hybrid SUV?

The new Renault Espace: The Most Efficient Family Hybrid SUV?

CUPRA Tavascan

2025 CUPRA Tavascan: Full Pricing, Specs & Comparison vs. Other EV SUVs

Honda Passport TrailSport

Honda Passport TrailSport: Ready to Conquer the Mint 400

Pagination

  • Previous page
  • 3
  • Next page
BMW
Mercedes-Benz
Ford
Toyota
Audi
Volkswagen
Porsche
Nissan
Honda
Renault
Kia
Hyundai
Jeep
Alfa Romeo
Chevrolet
Mazda
Peugeot
Lexus
Volvo
Subaru
Citroen
Fiat
Aston Martin
Skoda
RSS feed
2025 BAIC Beijing BJ60e
BAIC Beijing BJ30
Nissan Magnite SUV
2025 Volkswagen Tayron: The All-New SUV Striving for the Top Spot in the Crossover Market
Toyota SUV
Peugeot 5008 SUV
2024 Honda CBR600RR
The new Toyota Yaris Cross

  ·Contact   ·Privacy policy   ·Powered by Drupal

Analytics + Yandex